PayPal kubaqalayo

I-PayPal yiyona nto inqabileyo yehlabathi 'kwinkonzo yomntu' ekuthengeni i-Intanethi . Lapho i-MoneyGram kunye nokutshintshela i-wire yayiyimfuneko kwikhulu lama-20, namhlanje abangaphezu kwezigidi ezili-170 ze-intanethi abasebenzisa i-PayPal ukuthumela imali ngomnye nomnye nge-imeyile.

Yintoni eyiyo i-PayPal?

Ukususela ekuqaleni kwayo ngo-1998, i-PayPal ibe yindlela elula kwaye inokuthenjwa yokudlulisela imali kwi-intanethi, ngaphezu kwe-45% yokuthengwa kwe- eBay ihamba nge-PayPal. Ingqikelelo yee-7000 zamaRandi iyenziwa rhoqo ngeyesibini kwimihla ngemihla nge-PayPal.

Kutheni i-PayPal idume kangaka?

I-PayPal inenzuzo ezintathu ezinkulu:

1. Kusetyenziswa ngokubanzi, ngoko kukho ulwazi oluqinileyo kunye nentembelo malunga nenkonzo ye-PayPal.
2. Kuyinto elula kakhulu, njengoko konke okufuneka ukwazi ukuba idilesi ye-imeyile yomntu.
3. Ifihla ulwazi lwebhanki kunye nekhadi lesikweletu ukusuka kwelinye iqela.

I-PayPal isebenza njani

I-PayPal ivumela abantu ukuba bathumele imali kumakheli e-imeyili omnye komnye ngexesha lokufihla ikhadi lekredithi ngalinye kunye nolwazi lwebhanki. Oku kuyilungele ukuthenga iimpahla kubantu abangaziwayo , kunye nokudlulisela imali kwabanye abantu abazimeleyo.

Ngokufana neenkonzo zokungena, i-PayPal yenza njengomnini-mnikazi wemali. Ngokusebenzisa imigaqo-nkqubo, iinkqubo, kunye ne-intanethi ye-intanethi, i-PayPal ithole ukuthembela kwamabini omabini. I-PayPal isebenzisa iziqinisekiso ukwenzela ukuba bobabini abathengi kunye nabathengisi baqinisekisa ukuba imali okanye iimpahla zabo ziyakuthi zifunyenwe xa kuthengiswa umthengi. Le yindlela enye onokuyithemba ngayo i-PayPal ukuba ingabi sisayithi le-scam .

Uninzi lwawo onke: amaqela omabini angakhusela iphepha elijongene ngqo neebhanki kunye nababoneleli ngekhadi lesikweletu.

Iimfuno zePayPal

Akukho mfuneko kwi teknoloji ekhethekileyo okanye ilayisenisi yoshishino ukuthumela / ukufumana imali ngePaypal. Ufuna kuphela oku kulandelayo:

1. Idilesi ye-imeyile esebenzayo.
2. Ikhadi lekhredithi elivumelekileyo okanye i-akhawunti yasebhanki.

Ngokuchanekileyo kuba kulula ukuyisebenzisa, i-PayPal yintando yezigidi zabathengisi bamatshana kunye nabathengi kwihlabathi.

I-PayPal Yenza njani imali?

Njengomthengisi wemali yomphakathi, i-PayPal yenza inzuzo yayo ngokuhlawula ipesenti yemali ekudluliselwa kuyo.

• I-PayPal ikhululekile kubathengi beempahla. Xa umthengi ebeka iakhawunti ye-Paypal, akukho nto ibiza ngayo ukuthumela imali kumthengisi. Imali ihoxiswa kwikharityhulam yomsebenzisi okanye kwi-akhawunti yasebhanki, okanye zombini. I-PayPal ayithethi abathengi ukuthumela imali.
• Iintlawulo zeentlawulo zePayPal zeempahla iimali ezingama-30 (1.9% ukuya ku-2.9%) ngenani lokufumana imali. I-PayPal iya kuhlawulisa kuphela ukufumana imali. Ukusebenzisa ifom ekhethekileyo yerhafu, i-PayPal iya kubahlawula abathengisi xa bethola inkokhelo evela kumthengi.
• I-PayPal ngamanye amaxesha ityala ukuba uthumele imali kumhlobo okanye ilungu lentsapho. Ukuba usebenzisa i-akhawunti yakho yebhanki okanye ibhalansi ye-PayPal ukuthumela imali, kwaye umamukeli akayena umthengisi obhalisiweyo kwi-PayPal, ngoko akukho mrhumo wokuthumela okanye ukufumana imali. Umzekelo: uthumele i-$ 500 kwindodana yakho ngelixa esikolweni, okanye unike i-$ 75 kwiqela lakho lepalati ye-paintball kwi-intanethi.
• I-PayPal ayinayo imali yokuthumela imali kubangani okanye kwintsapho ngaphandle kwe-countr y (~ 2% ngaphezulu).
• I-PayPal ingenayo imali xa uthumela imali kubangani okanye kwintsapho kwikhadi lakho lekhredithi.
• Itheyibhile yeTela yePaypal:

1. Ukwamkela ukudluliselwa phantsi kwe-$ 3000 USD: umrhumo we-2.9% + $ 0.30 USD.
2. Ukufumana ukuthunyelwa kwe-$ 3000.01 ukuya kwii-10 000 zamaxabiso: umrhumo we-2.5% + $ 0.30 USD.
3. Ukufumana ukutshintshwa kweedola 10,000.01 ukuya kwii-100,000 zamawaka: umrhumo we-2.2% + $ 0.30 USD.
4. Ukufumana ukudluliselwa ngaphezu kwe-100,000 yeedola: Iindleko ze-paypal 1.9% + $ 0.30 USD.

Njengoko ucinga ukuba, abathengisi abavelisayo baya kwandisa amaxabiso abo ukuze bahlasele le ntlawulo kwicala labo kwi-PayPal.

Yintoni ongayisebenzisa ngayo i-PayPal?

Kukho iindlela ezintathu eziphambili zePayPal:

1. Ukuthenga ixesha elilodwa kwi-intanethi. Uthanda iindidi zeembatho kwi-eBay, umzekelo, okanye ufuna ukuthumela umatshini wekhofi omtsha kumthengisi we-intanethi. I-PayPal yindlela efanelekileyo yokusebenzisa ikhadi lakho lesikweletu, njengoko unako ukugcina ulwazi lwekhadi lakho ukusasazwa kwi-intanethi.
2. Ukuqhubeka okubhaliselwe kwi-Intanethi. Ukuba ufuna ukubhalisa kwi- Netflix okanye enye inkonzo yokubhalisa kwi-intanethi efuna iintlawulo zenyanga, ke i-PayPal yinto efanelekileyo. Unokubeka iPayPal ukurhoxisa ngqo kwi-akhawunti yakho yebhanki endaweni yekhadi lakho lesikweletu.
3. Ukuthumela imali kubangani okanye entsapho. Kufuneka ubuyisele imali ebolekileyo evela kumhlobo wakho, okanye inkunzi yakho e-Australia kwaye kufuneka udlulisele imali kubo. I-PayPal ilungile kule ntsebenzo kwaye inokuba neerhafu ezingaphezulu.

Ngoko, Yiyiphi iCatch With PayPal?

Njengazo nayiphi inkonzo ye-intanethi, kukho ukuhla, kunye namaxabiso okufuneka uyihlawule xa usebenzisa i-PayPal.

1. Iintlawulo zeengxowa-mali ze-PayPal zemali zibiza kakhulu. Ukuba ungumKhanada okanye iNgilandi, umzekelo, kwaye uthengisa iimpahla kumthengisi waseMelika, ixabiso lokutshintshiselwa yi-PayPal liya kuhlawulisa ayilona ixabiso elingaphezu kweebhanki ezininzi, kodwa i-PayPal iya kuhlawulisa i-2% yerhafu yokuguqula yakho lwemali.
2. I-PayPal inokukhathazeka ngokugqithiseleyo ngengozi yokukhwabanisa, kwaye iya kukhawuleza ivale i-akhawunti ye-PayPal exakekile xa ikhunjulwa naluphi na ukungaziphathi kakuhle. Oku kuthetha ukuba ukuba i-PayPal ingqiqo yokhuseleko okanye ingozi yobumfihlo, iya kufakisha imali yakho kwaye ingakunikeli ukufikelela kwiiveki de uze ungayichasani nayiphi na imimangalo yobuqhetseba.
3. Inkokhelo yefoni ye-PayPal ingaba yindawo. Nangona abasebenzisi abaninzi befumene inkxaso efanelekileyo kwi-desk yabo yeefowuni, abanye abasebenzisi abaninzi babika ukuba baye baxhatshazwa ngokungabikho kokuthotyelwa nokungabi nolwazi ngabaqeshwa befowuni.
4. I-PayPal iyabiza kakhulu kunezinye iindlela ezininzi: Ukudluliselwa kwe-interac, umzekelo, kuhlawuleza kuncinci ukuthunyelwa kwemida.
5. I-PayPal isityholwa ngabathengi abangaphezu kwemali kwimirhumo yemali, imirhumo yokugqibela, kunye nezinye iindleko ezincinci zokunyuka. Ngelixa ezi zityholo zigqitywa ngokukhawuleza ngabaxhasi bokubuyiselwa imali, oku kumnyama kumsebenzi we-PayPal wangaphambili wezoshishino.

Ikhuselekile kangakanani i-PayPal?

Nangona akukho nqubo i-100% engenangqiqo, i-PayPal iye yenzelwa iisesheke ezininzi kunye nezilinganiso kwiinkqubo zayo ukugcina iimpazamo kunye nobuqhetseba ubuncinane. Awunakufumana esinye isikhungo sezimali se-intanethi esilungileyo ekukhuseleni abathengi bayo kunePayPal. Enyanisweni, i-PayPal ngokuqinisekileyo ingakhathazeki xa ifika ekukholweni lobuqhetseba, njengoko abayiyibaza ukukrazula i-akhawunti abo bayayikrokrela ukuba bayayenza ubuqhetseba.

1. I-PayPal iqinisekisiwe ngokukhwabanisa kunye nokwebiwa kwezazisi. I-PayPal iqinisekisa ukukhuselwa kwe-100% kwiintlawulo ezingagunyaziswanga kwi-akhawunti yakho. Ukunceda ukuyeka ulwaphulo , yonke into isetyenzisiweyo nge-imeyili kumnini-akhawunti we-akhawunti ye-PayPal. Nayiphi na intsebenzo enqwenela ukuphikisana nayo iya kukunika ukufikelela kwiqela le-24/7 loxhasi lwabahlalutyi abaza kulungisa ingxaki yakho.
2. Ukuthengwa kwe-eBay nako kunikwa i-insured ukuya kwi-$ 1000 nge-PayPal. Inkonzo ebizwa ngokuba yi "PayPal Buyer Protection" yindlela enye i-PayPal iya kuqinisekisa ukuba abathengisi abathile bayathembeka.
3. Iqela le-PayPal's Anti-Fraud lisebenza ngomhla wama-24/7. Ukusebenzisa imodeli yengozi kunye nobuchwepheshe obuphambili, iqela liyakwazi ukulufumana, kwaye lidla ngokuqikelela, umsebenzi okhanyekisayo ukukunceda ukuqhawula ukwebiwa kwezinto. Umsebenzi wecandelo lobuqhetseba owenzela ukukhwabanisa ukwenza yonke intengiso ye-PayPal njengekhuselekile kwaye ingenakuqhaqha ngokusemandleni.
4. Ezinye iindlela ezininzi zokukhusela i-PayPal zikwahlula inkonzo ukusuka kumashishini abo. Iinkcukacha zewebhu zePayPal iinkcukacha ezongeziweyo ezifana nobungqina bokuthunyelwa kunye nobungqina bokunikezelwa.

I-PayPal ibuyisa njani imali yam?

Unokukhetha ibhalansi yangoku okanye ukuhoxiswa ngokukhawuleza njengendlela yakho yokuhlawula.

I-PayPal iguquguquke, iyanceda, iyakwazi ukwandisa uhlobo lwayo lwexeshana elifutshane.

1. Unokwenza i-PayPal ihoxise kwikhadi lakho lekredithi okanye kwi-akhawunti yebhanki kuphela xa uthengwa. Emva kokuba uthumele imali, i-PayPal izakuthumela imali ngokukhawuleza, kwaye iya kuhoxisa imali kwibhanki yakho / kwikhadi lekhredithi kwiintsuku ezimbini zoshishino. Ngolu khetho, akukho mfuneko yokugcina ibhalansi ngqo ye-PayPal, kwaye akukho mrhumo wokusebenzisa le ndlela.
2. Ungadlulisela imali kwi-PayPal ngqo, kwaye ushiye loo mali kwi-akhawunti yakho ye-PayPal. Nangona awuyi kuzuza inzala yebhanki ngale ndlela, yenza ukuba kube lula ukuhlula uhlahlo lwabiwo-mali lwakho lwe-intanethi kumakhadi akho eebhanki kunye namakhadi. Akukho mrhumo wokusebenzisa le ndlela, mhlawumbi.

Ndithintela njani imali evela kwi-PayPal?

Ukurhoxisa imali kwi-PayPal kulula. Hayi, ayikho ngqo kumashini ebhankini. Kunoko, i-PayPal iikhredithi kwikhadi lakho lekredithi okanye kwi-akhawunti yakho yasebhanki ngokusebenzisa uhlobo lokutshintshela i-wire. Xa imali idluliselwe kwi-akhawunti yakho yasebhanki, ngoko uyayikhupha nayiphi na enye imali. Ngethuba le PayPal 'ukuhoxiswa' ayithethi nto, ithatha iintsuku ezi-8 zoshishino ukuba uthumele i-PayPal-to-yakho-bank bank transfer.

Indlela yokuseta iAkhawunti yePayPal

Unokuqala i-akhawunti entsha ye-PayPal ngemizuzu embalwa. Ukuhlolwa kokuqala kwekhredithi sele kwenziwe ngeenkampani zakho zekhadi lesikweletu kunye neebhanki yakho; ngoku ufuna ukufumana i-PayPal ukuxhuma loo nkcazelo kwidilesi yakho ye-imeyile.

Izidingo

Uya kuyimfuneko:

• Idilesi ye-imeyile evumelekileyo neyithembekileyo.
• Ikhadi lesikweletu elivumelekileyo kunye
• I-akhawunti yasebhanki esebenzayo kwelinye lamazwe angama-100 e-PayPal

Inkokhelo yomthombo wokuhlawula 1: Ungangena amanqaku amaninzi ekrejethi kunye ne-akhawunti yasebhanki ukuba isetyenziswe njengemithombo yakho yokuhlawula. Ngelixa elinye kuphela le mijelo yezemali liza kuqeshwa njengeprayimari, ungabela iintlawulo kwiyiphi na imithombo yakho ngasiphi na ixesha.

Inkokhelo yomthombo wesi-2: Xa uthumela intlawulo ye-PayPal, i-PayPal iya kunika umthombo wakho wenkxaso-mali phakathi kweentsuku ezimbini zoshishino. Ukuba udlula umnqweno wakho weentengo zemali, i-Paypal iya kuzama udoti wesibini kwenye imini.

Ukukhetha Uhlobo lweAkhawunti yakho ye-PayPal

Ikhefu 1: I-akhawunti ye-PayPal yakho

Le yile akhawunti ebalulekileyo ye-PayPal evumela ukuba uhlawule ngokuthenga kwakho eBay ngokulula. Ungayisebenzisa ukuthumela nokufumana imali. Ungathumela imali kumntu onayo idilesi ye- imeyile kumazwe angama-55 kunye nemimandla. I-akhawunti yakho iya kukuvumela ukuba uvume iintlawulo xa uthengisa into nge-eBay. Ukubamba: unokwamukela kuphela iintlawulo ezivela kwamanye ama-akhawunti ye-PayPal, kwaye awukwazi ukufumana iintlawulo zekhadi okanye i-credit card.

Akukho mrhumo kwi-akhawunti ye-Personal okanye kwiintengiso ozenzayo kuyo. Kukho, ke, umda wendlela ongayifumana ngayo ngenyanga. Ukuba uceba ukuthengisa umthamo ophezulu wemveliso, i-akhawunti ye-Personal ingaba nzima kakhulu.

Ikhefu 2: I-Akhawunti ye-PayPal ye-Akhawunti

Le yiklasi lebhizinisi le-akhawunti ye-PayPal, efanelekileyo kakhulu kubantu abaqhuba ibhizinisi elikhulu kwi-intanethi okanye kwisitoreji se-intanethi. I-akhawunti yezo shishino ikuvumela ukuba usebenze phantsi kwegama lakho lebhizinisi, kwaye usebenzise i-Reporting kunye ne-eBay Tools ngaphandle kwemingcele kwisayizi yentengiso. Yilona khetho oluhle kakhulu ukuba ulindele ukuba iiAkhawunti ezixakekayo zihlawulwe. Kukho umsebenzi obanzi kubanini-shishini ababanceda ukulawula ixabiso elikhulu kakhulu lokuthengisa ngokukhululeka.

NjengeNdunankulu, kukho iinkonzo ezikhethiweyo kunye neentlawulo ezikhethiweyo, kodwa i-akhawunti yeNkulumbuso ye-Premier ikhululekile ekudaleni, ukubamba, nokuthumela imali; nceda ukhangele iwebhusayithi ye-PayPal ukuze uthole iinkcukacha. Inkqubo yokumisela i-akhawunti yezo shishino ibanjana neyo yeNkulumbuso akhawunti. Ukuba ngoku usebenzisa i-Personal okanye yeNkulumbuso akhawunti, unokuhlaziya kwi-Business.
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Ndithumela njani okanye nditshintsha imali nge PayPal?

Njengawaphi na amaziko asebhanki asemgangathweni, i-PayPal yenze ukuba ibe yinto elula kwaye ilula njengoko umntu angayilindela.

Eyona mininzi yokuthenga eBay

Uninzi lwee-eBay zentengiso zine 'Pay Now' okanye 'Thumela ukuThumela' isiqhagamshelana ngqo kwiphepha leBay. Ukuba ulandele le link, i-PayPal izakuzalisa iinkcukacha zomthengisi kunye nenombolo yesazisi yesazisi. Ngokuqhelekileyo, kuya kuzalisa ulwazi lwe-S & H ngokunjalo. Konke okuya ku funeka uyenze ukungena ngephasiwedi yakho yePayPal eyimfihlo kunye nedilesi ye-imeyile, kwaye uqinisekise ukuba idilesi yakho yokuthumela kunye nomthombo wenkxaso-mali oyintloko ulungile. Wongeza amanqaku angaphezulu kumthengisi (umz. ' Nceda thumela nge-US Post '), kunye nokutshintshwa kwemali kwenzeke ngokukhawuleza. I-imeyili yokuqinisekisa izothunyelwa kuwe, kwaye ibhanki yakho / ikhadi lakho lekhredithi liya kuxoxwa kwiintsuku ezimbini.

Thumela iMali kwi-Idilesi ye-imeyile yoMmkeli

Ukuze uhanjiswe ngemali, uya ngqo kwiwebhusayithi ye-Paypal uze uklikhe uthumela imali. Ungena ngephasiwedi yakho, uze ukopishe-unamathisele idilesi ye-imeyili yommkeli kwifomu yemali yokuthumela. Uya kufuneka udibanise kwiinkcukacha zentengiselwano, kodwa inkqubo ichanekile ukusuka apho. Kwakhona, ulwazi lwakho lwebhanki luhlala lufihliwe kumthengi.