Ukuhlaziywa kokugqibela: Matshi 9, 2015
I-Apple Pay yinkqubo entsha yentlawulo ye-wireless esuka ku-Apple. Ivumela abasebenzisi ukuthenga izinto kubathengisi abathatha inxaxheba basebenzisa idivayisi zabo ezihambelanayo nee-iOS kunye namakhadi-mboleko / amakhadi. Ngenxa yokuba ithatha indawo yamakhadi okanye i-debit card nge-iPhone okanye i-Apple Watch, it (in theory) inciphisa inani lamakhadi okubhalwa ngumntu okumele athathe. Kananjalo kwandisa ukhuseleko ngenxa yemilinganiselo yokulwa nolwaphulo.
Iinkqubo zokuhlawula ii-wireless sele zisetyenziswe ngokubanzi eYurophu nase-Asiya ezivumela iifowuni ukuba zisebenze njengendlela yokuqala yokuhlawula abathengi abaninzi.
Funda indlela yokwenza i-Apple Pay apha.
Ingaba udinga ntoni?
Ukuze usebenzise i-Apple Pay, uya kufuneka:
- I- iPhone 6 okanye i- 6 Plus , kunye ne-iPad Air 2 okanye i-iPad mini 3, kunye / okanye i- Apple Watch
- Ikhredithi okanye ikhadi lokubambisa elikhishwe ibhanki ethatha inxaxheba okanye inyunyana yekhredithi. Uluhlu olupheleleyo lwabalingani luyafumaneka kwiwebhusayithi ye-Apple
- Lekhadi lekhredithi eligcinwe kwi-ID yakho ye-Apple ID / iPapbook
- Umthengisi othabatha inxaxheba kwiprogram kwaye unayo i-hardware yentlawulo efunekayo.
Kuya kusebenza njani?
Ukusebenzisa i-Apple Pay, kuya kufuneka wenze oku okulandelayo:
- Qinisekisa ukuba unayo yonke into efunekayo efakwe kwisiphendu sokugqibela
- Setha i-Apple Pay kwi-iPhone yakho ngokufaka ikhadi lekhredithi kwi-app yakho yePasbook (mhlawumbi kwi-ID yakho ye-Apple okanye ngokungeza ikhadi elitsha)
- Gcina ifowuni yakho ye-iOS kwi rejista xa ixesha lokuhlawula
- Ugunyaze ukuthengiselana nge- ID ye-ID
Ngaba i-Apple ihlawula ngokungafaniyo kwi-iPhones ne-iPads?
Ewe. Ngenxa yokuba i-iPad Air 2 kunye ne-iPad mini ayinayo i-NFC chips, ayinakusetyenziswa ukuthengwa kweentengiso njenge-iPhone. Zingasetyenziselwa kuphela ukuthengwa kwe-Intanethi.
Ingaba kufuneka ubeke iKhadi leMboleko kwiFayile?
Ewe. Ukuze usebenzise i-Apple Pay, uza kufuneka ube nekhadi okanye i-debit card kwifayile kwi-app yakho yePasbook ekhutshwe yinkampani yekhadi lekhredithi ethatha inxaxheba okanye ibhanki. Ungasebenzisa ikhadi ngaphambili kwifayili yakho ye-Apple okanye wongeze ikhadi elitsha.
Ungayongeza njani iKhadi leMatyala kwi-Passbook?
Indlela elula ukuya kwikhadi lekhredithi kwiPhasile kukusebenzisa i-app yePasbook ukuthatha isithombe sekhadi lesikweletu ofuna ukuyongeza. Xa isithunzi sithathwa, i-Apple iya kuqinisekisa ukuba likhadi elivumelekileyo kunye nebhanki elikhuphayo kwaye, ukuba livumelekile, liya kuyongeza kwi-Passbook.
Ziziphi iikhampani zeKhadi leMali ezibandakanyekayo?
Ekuqalisweni, i-MasterCard, i-Visa, i-American Express kunye ne-UnionPay (inkampani yaseTshayina yokucwangcisela ukuhlawulwa) i-board. Iibhanki ezingama-500 zongezwa, ngo-Okthoba ngo-2014, ngaphambi kokusungulwa kwenkonzo. Oku kuthetha ukuba abathengi kufuneka bakwazi ukusebenzisa amakhadi anikezelwe yizo nkampani kubathengisi abathatha inxaxheba.
Ngaba ikhona Intlawulo emitsha / eyongezelelweyo ehambelana nokuSebenzisa?
Kubathengi, akukho. Ukusebenzisa i-Apple Pay kuya kufana nokusebenzisa i-credit card yakho okanye i-debit card. Ukuba kukho imirhumo ehambelana nekhadi lakho ngokuqhelekileyo, iimali ezifanayo ziya kusebenza (umzekelo, inkampani yakho yekhadi lesikweletu iya kuhlawula ixabiso lentlawulo efanayo ngenyanga ngokuqhelekileyo ekuthengeni nge-Apple Pay), kodwa akukho mali ekhoyo ehambelana ne-Apple Hlawula.
Ziziphi iindlela zokukhusela ezisetyenziswayo?
Ngexesha leengxaki ezikhuselekileyo zokhuseleko lwedijithali, ingcamango yokugcina amakhadi akho esikweleti kwifowuni inokukhathaza abanye abantu. I-Apple ifake iinkqubo ezintathu zokhuseleko kwi-Apple Pay inkqubo yokulungisa le nto.
- Ekhuselekileyo Element
- I-Secure Element ngumlinganiselo ovumela i-Apple ukuba ingagcini amakhadi akhredithi ngokuchanekileyo kwisixhobo okanye kumaseva ayo. Yindawo egcinwe ngokuchanekileyo kunye ne-encrypted idatha yokugcina apho amakhadi agcinwa khona. Kufana nommandla okhuselekileyo wokhuseleko osetyenziswa ukugcina iimpepha zeminwe nge-ID ye-Touch.
- Iimpawu
- I-Apple Pay isebenza ngokusebenzisa umlinganiselo wokhuseleko obizwa ngokuba ngumqondiso. Xa uqala inkokhelo nayo, ifowuni yakho izothumela uphawu-i-identifier ekhethiweyo yefowuni kunye nokuthengiselana-kwi-scanner yokuhlawula ukugqiba ukuthengiselana. Umqondiso uhambelana nekhadi lakho lesikweletu (ngoko umrhweba uyazi ukuba i-akhawunti yakhe iyakususa imali ukusuka), kodwa ayikho ikhadi lakho lesikweletu. Ngenxa yoko, inombolo yakho yekhadi yekhredithi ayikhange ithunyelwe ngaphandle kwentambo okanye ikwabelane nomrhwebi. Ingaphantsi kwekhadi lakho lekhadi lekhredithi lingaphandle, likhuseleke ngakumbi.
- IDA
- I-Apple fingerprint scanner isetyenziselwa ukugunyaza intsebenziswano ne-Apple Pay. Ekubeni abantu ngokubanzi abanakukwazi ukufikelela kwiminwe yakho yeminwe, ukusebenzisa uhlobo olunjalo lokukhuseleko kuya kwenza kube nzima ukwenza izinto ezingagunyaziswanga.
I-Apple Pay Inciphise Njani Ubukho Bokubanjwa Kwekhadi Lesikweletu?
Xa usebenzisa i-Apple Pay, umqeshwa womrhwebi nomrhwebi akakwazi ukufikelela kufowuni yekhadi lakho lesikweletu. I-Apple Pay inikezela i-ID yomthengiso wexesha elilodwa lolo hlobo lokuthengwa kunye nokwabelana ngalo, oko kuphelelwa yisikhathi.
Phakathi kwezinto eziqhelekileyo zokubamba ngekhadi lesikweledu ngumthengisi kunye nokufikelela komsebenzi kumakhadi ngexesha lokuhlawulwa (umzekelo, umqeshwa angenza ikhophi yekhabhoni yekhadi kunye nekhowudi yayo yenombolo yesithathu yokukhusela ukusebenzisa i-intanethi kamva). Ngenxa yokuba ikhadi kunye nekhowudi yokhuseleko ayilwabiwe, le ndlela yebabi bekhadi lesikweletu ivalwe ne-Apple Pay.
Ngaba i-Apple ikwazi ukufikelela kwiNombolo yeKhadi lakho leKhadi okanye uLwazi lokuThengwa?
Ngokutsho kwe-Apple, akukho. Inkampani ithi ayiyi kugcina okanye ifinyelele le datha. Oku kunciphisa amathuba okuphulwa kwangasese okanye i-Apple isebenzisa idatha yokuthengwa kwamakhasimende ukuthengisa iimveliso ezongezelelweyo.
Kuthiwani Ukuba Ulahleka Ifowuni Yakho?
Ukuba nenkqubo yokuhlawula eboshwe kwikhadi lakho lesikweleti kwifowuni linokuzwakala liyingozi xa ulahlekelwa kwisixhobo sakho. Kwimeko apho, Fumana i-iPhone yam iya kukuvumela ukuba ukhubaze ukuthenga ngokuthenga nge-Apple Pay ukukhusela ubuqhetseba. Funda indlela apha.
Ngaba abathengi badinga iimpahla ezongezelelweyo?
Uninzi lwabo luya kuthi, ewe. Ukuze abathengi bakwazi ukusebenzisa i-Apple Pay kwi-checkout, abathengisi baya kufuna i- NFC- abakhenjiweyo abakhulelweyo abafakwe kwiirejista zabo / kwiifom zabo ze-POS. Abanye abathengisi banalo i-scanners kakade, kodwa abathengisi abayi kufuna ukuba batyalwe kuyo ukuze bavumele i-Apple Pay kwiindawo zabo.
Ziziphi izitolo onokuzisebenzisa?
Izitolo ezamkela i-Apple Pay ekuqalisweni kwenkqubo zibandakanya:
- Apple Stores
- Bantwana R Us
- Bloomingdale
- Disney stores
- Duane Funda
- Groupon
- Macy
- Major League Baseball
- McDonald's
- Nike
- Nordstrom
- OpenTable
- I-Panera Isonka
- Petco
- Sephora
- Isitapu
- Indlela engaphantsi
- Ithagethi
- Amathoyizi R Us
- Uber
- Wallgreens
- Ukutya konke
Zingaphi izitishi ezipheleleyo ziya kwamkela i-Apple zihlawule ukuqalisa?
Ngokutsho kwe-Apple, ngo-Matshi 2015, ngaphezu kwama-700,00 indawo yokuthengisa izamkela i-Apple Pay. Ekupheleni kuka-2015, ii-100,000 ze-Coca-Cola zoomatshini zokuthengisa ziza kuncedisa inkxaso.
Ngaba Unokuhlawula Ukuthengwa Kwe-intanethi nge-Apple Pay?
Ewe. Kuya kufuna ukuba kuthathe inxaxheba kwabathengisi be-intanethi, kodwa-njengoko kuboniswe ngexesha lokusungulwa kwe-Apple ye-iPad Air 2-Intsebenziswano ye-Apple Pay kunye ne-ID yoThuthi ingasetyenziselwa iintlawulo ze-intanethi kunye nakwazo zokuthengisa ezithengiswayo.
Xa i-Apple Pay Pay Itholakala?
I-Apple Inkokhelo e-US ngoMvulo, ngo-Oktobha 20, 2014. Ukugqitywa kwamanye amazwe kugqityiwe kwilizwe lizwe.