I-FAQ: Ngaba i-Intanethi ye-Intanethi iya kusindisa imali?

Umbuzo: I- FAQ: Ngaba i-Intanethi yeNjiniseli ye-Cell iya kukugcina imali

Impendulo: Ngaba i-inshurensi yefowuni into oyifunayo okanye ngaba ulahlekelwe yimali kuyo? Kuyaxhomekeka.

Omnye wabathengi abathathu baya kulahla okanye bachithe ifowuni yabo kunyaka wokuqala, ngokweSprint. Ngokwezizonke, eli lilinganiselwa kuma-60 yezigidi zeefowuni ezilahlekileyo okanye zonakaliswe minyaka yonke e-US kuphela, ngokwe-Asurion.

I-Asurion yinkampani ye-inshurensi yenkampani yesithathu ininzi yezithuthi ezinkulu ezingenazintambo (kuquka ne- AT & T , iSprint , T-Mobile kunye neVerizon Wireless ).

Izinto eziza Kuqwalaselwa

Nangona kuxhomekeke kwimeko yakho ekhethekileyo, impendulo emfutshane ungasoloko uchitha imali engakumbi kunokuba uyasindisa.

Inombolo yomshuwalense yefowuni ingasetyenziswa xa i-handset yakho ibiwe, ilahlekile okanye ibonakele. Uninzi lweefowuni zithatha i-inshurensi yefowuni ngemali ephantsi yenyanga.

Njengomnye umgaqo-nkqubo we-inshorensi, nangona kunjalo, igama lomdlalo womshuwalense wefowuni wukuthi ngaba uya kuchitha imali engaphezulu ukuyifumana kunokuba ungayigcina xa ufaka ibango kwaye ufumana inyunithi yokubuyisela.

Impendulo eyona nto iya kuxhomekeka kwindlela oza kulufuna ngayo ifowuni entsha. Ukuba udinga idivaysi yokutshintsha kwiinyanga ezi-3 nje kuphela, umzekelo, i-inshurensi yefowuni iyakusindisa imali. Ukuba uyayidinga kwiminyaka emithathu, i-inshorensi iya kuba yindleko eninzi imali.

Njengomgaqo jikelele, akunakwenzeka ukuba i-inshurensi yefowuni iya kukugcina imali xa unesindleko esincinci, iselfowuni sefowuni . I-inshurensi yefowuni ingabaluleke kakhulu, nangona kunjalo, ngeefowuni eziphezulu (kunye ne- smartphones ).

Njengomzekelo, iSprint inikeza inkqubo yokubuyisela i-$ 4 ngenyanga nge-$ 50 ukuya kwi-100 eyi-deductible engabuyiselwayo (kuxhomekeke kwisixhobo) ngasinye kwisibango esivumelekileyo.

Iindleko ze-AT & T ze-$ 4.99 ngenyanga nge-$ 50 ukuya kwi-125 yexabiso elingahlawulelwayo elingabhawuliweyo ngalinye kwibango elivunyiweyo.

I-AT & T ivumela amabango amabini ngonyaka ngexabiso elithathe indawo elongezelelweyo le-1,500 yebango ngalinye.

Intlawulo yeT-Mobile i-5.99 yenyanga ngenyanga kunye neentlawulo ezahlukeneyo ezingahlawulelwayo. Iindleko ze-Verizon ezingenazicatshulwa ze-$ 5.99 ngenyanga nge-$ 39 ezithatyathwa kwiifowuni ezisisiseko okanye i-$ 7.99 ngenyanga ngenyanga ene-$ 89 enokuthengwa kwezixhobo eziphambili.

Iimpawu zengqondo

Yithi uthenge ifowuni i-$ 100 kunye ne-inshorensi ye-$ 5 ngenyanga kunye ne-$ 50 echithwayo. Uyakugcina imali kuphela kwindawo yokutshintshwa ukuba ibango lakho lifakwe kwinyanga yesithoba. Ngelo xesha, ubuya kulihlawula ama-dollar angama-95 (i-$ 45 ye-inshurensi kunye ne-$ 50 ukuze uhlulwe).

Ukuba uthengela ifowuni i-$ 200 kunye ne-inshorensi ngemali eyi-5 ngenyanga ngenyanga eyi-$ 75, uyakusindisa imali xa ufaka phambi kokuba umaka weminyaka emibili. Ngaloo ndlela, uza kuhlawula i-$ 195 kwisixa-mali (i-$ 120 ye-inshurensi kunye ne-$ 75 ye-deductible).

Iindlela ezingasetyenziswayo kwiNkxaso-mboleko yoMnxeba

1. Ukuba uphantsi kwesivumelwano kwi-carrier yakho, kungenokuba ukuqiqa ukukhusela i-inshorensi kwaye ubambe ude ufumane ukuphucula ukufaneleka. Emva kweenyanga ezili-12 okanye ezingama-24, umzekelo, abaninzi abathwali banikela i-$ 100 ukuya kwii-200 zama-200 xa uqala kabusha umhla wakho wokuthengisa kunye nokuthenga ifowuni entsha.
   1. Ukuba awukho phantsi kwesivumelwano, oku kucinga ukuba akuyi kuba yinto ebalulekileyo kuwe. Iziphatho ezingenazintambo ezihlawulwa ngokuqhelekileyo aziwaniki izaphulelo zokuthenga i-handset entsha. Ngaphandle kokusayina isivumelwano, iifowuni zivama kakhulu.
   2. Ngenxa yokuba usayinwe umnkonophelo uhlala uncedisa intlawulo yefowuni yakho, omnye umgaqo jikelele ngokuphathelele i-inshurensi uya kukugcina imali xa ungekho phantsi kwekhontrakthi.
2. Enye inketho ukwenza inkqubo yakho yomshuwalense yefowuni (yifonele inkqubo yakho ye-inshurensi) endaweni yokuhlawula enye inkampani.
   1. Mane ufake i $ 5 ngaphandle kwenyanga, umzekelo, kwi-interest-interest interest or account market. Ukuba ifowuni yakho ihamba i-kaput, sele ubeke imali eceleni ukuze ungatshintshi ngaphandle kokukhathazeka malunga nokwenza ibango okanye ukuhlawula i-deductible.

1. Mhlawumbi lixesha lokuba lijonge kwisicwangciso sakho sefowuni. Ukuqinisekiswa kokuya kuphi? Sinolwazi olunokukunceda ulondoloze imali kwisicwangciso sakho sangoku .