Indlela yokugcina imali kwimpahla ngaphandle kokusebenzisa amakhuphoni
Sonke sithanda ukugcina imali xa kunokwenzeka, kodwa akusiyo sonke esinalo ixesha lokuphelisa ngokugqithiseleyo iikhonkoni okanye ukuchitha iiyure ukuthelekisa-ukuthenga ukufumana amanani angcono. Yilapho ezi zinto ziza khona; ukuyisebenzisa kuphelisa isidingo sokufumana nokuqokelela amakhuphoni. Nangona ezinye zazo zifuna umsebenzi, zibeka iiphatho phambi kwakho, ngoko ke ukuba ufuna ukucofa nge-portal okanye ulayishe irisidi, awuyi kucelwa ukuba uzizingele.
01 ngo 04
Hlola 51
Iiplathi: Idesktop, i-Android kunye ne-iOS
Ubume obubanzi: Lolu hlelo lokusebenza lunikeza ukonga kwiintlobo ezithile zokuthengwa kokuthengwa, ukusuka kwiidroti ukuya kumaqebelengwane e-ayisikrimu. Ukuze uqalise, bhalisela i-akhawunti kwaye utshele i-app apho ufumane khona (ngoku ixhasa iiCanada kunye ne-US). Emva koko, i-Checkout 51 iya kuhambisa iintlobo ezahlukeneyo zokunikezela, ukubonakaliswa njengemali ethile emva, ngokuqhelekileyo i-$ 0.25 ukuya kwi-3.00. Uninzi lwezibonelelo zokulondolozwa zizinto zemveliso ethile kunokuba zithengise izinto zokuthengisa, nangona ezinye zichaza ukuba kufuneka uthenge kumthengisi othile onjengeWalmart. Izibonelelo zokulondolozwa zihlaziywa ngeveki (ngoLwesine ngomnye).
Ukufumana imali emva koko, kufuneka ufune ukuthenga ngokufanelekileyo kwaye qi niseka ukuba ugcine irhafu. Emva koko, layisha umfanekiso we-risithi kwi-Checkout 51. Insiza iya kubeka ingqalelo imali yakho yokugcina imali, kwaye iya kuthumela i-check after you reach $ 20.
Umzekelo wokulondolozwa: i-$ 1.50 ngemali xa uthenga i-Glade Large Jar Candles (unikezela eNew York)
Iinkonzo: Kuyatholakala kwiindawo ezininzi ezidumile, kulula ukugcina ingqalelo yokulondolozwa ngokuzifaka iinkwenkwezi, inkqubo enembile kunye nokulula ukuyisebenzisa, ubuninzi bezimali ezingabalulekanga kwiqela elithile lezitolo ukuze ube nokuguquguquka okukhulu
Umxhasi: Amaninzi amanqaku akanikeli imali eninzi, ngoko kungathatha ixesha ngaphambi kokufumana isheke kwi-imeyile.
02 we 04
Ebates
Iiplathi: Idesktop, i-Android, iOS
Ubume bembonakalo : I- Ebates iyindawo ekhethiweyo ye-cash-back for all kinds of abathengi kwi-intanethi, kwaye ingaba ngumthombo omuhle ukubuyela kwiindawo zokutya kunye nokuba wenze ezi ntlobo zokuthenga kwi-Intanethi.
Ngama-Ebates, ufumana imali ngokumalunga nepesenteji zerhafu - ngokuqhelekileyo u-1.5% ukuya kwi-3% - xa ucofa kumthengisi ethatha inxaxheba kwiakhawunti yakho yase-Ebates. Njengokushicilela ixesha, abathengisi aba-9 abahlukeneyo beza kugqitywa kwiziko, kubandakanywa neCham's Club kunye neVons.
Njengoko i-Checkout 51, i-Ebates ikubuyisela imali ngokutshintshela ngeposi (nawe unakho ukhetho lokufumana i-PayPal). I-Ebates ithumela i-check-back checks nganye kwiinyanga ezintathu, nangona uqaphela ukuba imali yakho yokubuyisela imali kufuneka ibe ubuncinane i-$ 5 ukuze ufumane isheke.
Ekugqibeleni, phawula ukuba ngelixa ufumana imali nge-Ebates akufuneki ukuba ufumane amakhuphoni, isayithi iluhlu lweekhowudi zokukhupha ezifanelekileyo kunye neenkonkoni zabathengisi abathatha inxaxheba.
Umzekelo wokulondolozwa: i- 1.5% emva kwiKlabhu yamaSam
Izinzuzo: Ukugcinwa kwemali kunikezelwa ngezinga leepesenti ngaphezu kwexabiso elimisiweyo (ngoko kunakho ukufumana imali eninzi emva kokuthenga izinto ezinkulu zokuthenga)
Umxhasi: Inani elincinci lezitolo ezithatha inxaxheba
03 we 04
Ibotta
Iiplathi: Idesktop, i-Android, iOS
Uqwalaselo: Ibotta ifana ne-Checkout 51 ekunikeni ixabiso elimisiweyo lokuhlawula imali ngokuthenga izinto ezithile zokutya. Unokukhangela izibonelelo ezifumanekayo nge-desktop okanye kwi-Android / iOS app, uze uthathe isithombe seselasi sakho sokuthenga okufanelekileyo kwaye uyilayishe kwi-Ibotta ukuze uhlawule imali.
Iibotta zabhaso imali nge PayPal okanye Venmo, kwaye kwakhona ikunika ukhetho lokukhetha kumakhadi eziphiwo ezahlukeneyo.
Umzekelo wokulondolozwa: i-$ 2.50 yokubuyela emva kokuthenga i-Dunkin 'Donuts Cold Brew Coffee Packs
Izinzuzo: Ukukhetha ngokuchanekileyo ngeendlela zokwenza imali yokugcina imali, uninzi olunikeziweyo alukho umthengisi-ngqo, unokudibanisa ikhadi lakho lokunyaniseka ukufumana ngokuzenzekelayo imali yokugcina imali kunye nezitolo ezithile, ungenza ukuthenga kwangaphakathi novavanyo kunye neenxalenye ezithatha inxaxheba. ukusuka kwi-Ibotta ukufumana imali kwakhona.
Umqhina: Ufuna okungenani i-$ 20 kwi-akhawunti yakho ye-Ibotta-back-back yakho ukuze uyikhulule
04 we 04
Walmart Savings Catcher
Iiplathi: Idesktop, i-Android, iOS
Ubume bokuqala : Okokuqala, kubalulekile ukuqaphela ukuba i-Savings Catcher ngokwenene iyinxalenye ye-app jikelele yeWalmart; akulona igama lenkqubo ngokwayo. Nangona kunjalo, umsebenzi walo woLondolozo lweCatcher oza kukugcina imali ngokuthenga kunye nomthengisi.
Ukugcinwa kweCatcher isisiseko esinxulumene nexabiso; uyaskena irisidi yakho okanye ufake ikhowudi yayo, kwaye i-app iya kuhlola ukuze ubone ukuba nayiphi na abathengisi kwingingqi yakho banikezela nayiphi na into oyithengileyo ngamanani aphantsi. Ukuba kunjalo, i-Walmart iya kunika iMvuzo yemivuzo njengembuyekezo. Ungathumela kwiifiki eziyisixhenxe ngeveki, kwaye unako ukuhlawulela umvuzo njengekhadi lesipho seWalmart okanye, ukuba ungumntu we-Bluebird ngelungu lekhadi le-American Express, unokuhlawulela umvuzo wakho kwikhadi lakho le-Bluebird.
Umzekelo wokulondoloza: N / A; kuxhomekeke ngokwenene oko uthenge, kodwa unokufumana into efana ne-$ 2.00 emva kokuba iWalmart ifumane umthengisi uthengise i-shampoo oyithengayo i-$ 2.000 ngaphantsi.
Iinkonzo: Imisebenzi ngokukhawuleza, ngoko ke nangona awufumananga neyona nto ingcono, awuyi kuphinda ulahlekelwe kwi-savings.
I-Cons: ethile-ntengiso, kwaye kukho iindlela ezincinci zokukhupha umvuzo wakho.