Amashishini kunye noPhando lwabathengi baGcina iiNkcazo eziPhambili zokuThuthukisa
Isicwangciso-mali semali-mali apho abatyalo-mali abasebenzisa i-intanethi kwiindawo zeendawo zivumela abashishini ukuba bafumane inkxaso-mali. Abatyalomali ngokuqhelekileyo bayingxenye yoluntu oluku-intanethi ukusebenzisana kunye nokwabelana ngamacandelo namanye amaqela abatyali-mali.
Iziqalo eziliqela zezigidi zenziwa rhoqo ngonyaka, ngokutsho kukaDavid Rose, i-CEO yeGust, isithunywa sotyalo-mali sithunywa. Njengoko uRose uthe kwiblog yenkampani, "Kukho abantu abaninzi abaninzi abaneengcamango ezilungileyo abayeka ngenxa yokuba abanakufumana inkxaso-mali yokuqala."
Izityalo-mali zengelosi, iintlobo zabatyala-mali abatyunayo imali encinci kuneenkampani ezinkulu zenkampani zinokubonelela ngeendlela ezintsha zokukhuthaza amashishini akhona kunye nokuqalisa iziqalo. Idatha emitsha kubaphandi-mali be-eyunivesithi yaseWillamette ibike ukuba isithunywa sokutshala imali sisasazeka kulo lonke elase-US kwaye sikhiqize ixesha elininzi elinesiqingatha. Ezi iplani ze-intanethi zinika ukufikelela kwiinkxaso-mali kwihlabathi jikelele, ngokuthe ngqo kumatyala okanye utyalo-mali. Okubaluleke ngakumbi, utyalo-mali oluncinci lunokuvelisa iziphumo ezilungileyo kubahwebi ngokusebenzisana nabatyalo-mali.
01 ngo 07
Kickstarter
I-Kickstarter yiplatifti yezimali kwiiprojekthi zokudala. I-Kickstarter inikezela abantu indawo ekhompyutheni ukubonisa iingcamango zoshishino, iividiyo, kunye neeprogram zeeprojekthi kubaxhasi abangabhalisa kwisayithi. Inkxaso yinkqubo yonke-okanye-nanye-nanye ukuze ukuqaliswa kungaphumeleli kwinjongo yabo. I-Kickstarter yaqala ngo-2009 kwaye ibangele kwizigidigidi ezingama-350 kwizibhambathiso. Omnye umzekelo, abayili bePadpivot, i-standpial yokuma ifowuni yathola inkxaso-mali yokusetyenziswa kwezixhobo kunye neengxenye zeplastiki ezivela kuma-4,823 abaxhasi abakhokelela kwizigidi ezingama-190,352. Kaninzi "
02 we-07
Gust
I-Gust ifana nomdlali omtsha wokuzibandakanya kwamashishini amatsha afuna inkxaso kunye nenkxaso nokuba ingaba yindawo okanye yehlabathi. Ekubeni kwaqala ngo-2005, i-Gust iye yalungiselela indawo yendawo ye-intanethi kunye yabucala apho amaqela amatyala angabambisana kwiinkqubo. Iiprofayili zengxowa-mali zengingqi zingasetyenzwa ukwenzela ukuba iqumrhu lakho lilingane nemfuno yakho yokukhetha imali. Iindidi zeendidi zeqela ziquka i-angel group, i-incubator yezorhwebo, kunye ne-fund fund phakathi kwamathuba amaninzi. Kaninzi "
03 we-07
AngelList
I-AngelList yiplani yeenkampani zokuqalisa ezisungulwe ngabafana ababini abahamba ngamagama uNivi no-Naval, nabo bavoti be-Venture Hacks, kunye neenkonzo zokucebisa izibhengezo. I-Startups ingathumela iiprofayili kwaye inike iinkcukacha malunga Nesizathu Sokuba? ngoko abatshali-mali abanokukwazi ukuyiqonda ibhiziniselwano lakho kwipropati yokujonga imali. I-BranchOut iyinkqubo yomnatha we-intanethi exhaswa ngezimali nge-AngelList. I-AngelList iphinda iqulunqe isayithi yokukhangela italente, ngoko i-startups ingafikelela ubuchule bokuzalisa izikhundla. Kaninzi "
04 we-07
Umjikelezo
I-CircleUp Network inikeza amathuba kubhizinisi labathengi ukuphakamisa imali kwintlalo-mali yotyalo-mali. I-CircleUp abalingani kunye neWR Hambrecht & Co, umthengisi we-broker ebhalisiweyo kunye nelungu le-Financial Industry Regulatory Network Authority (FINRA) kunye ne-Securities Investor Corporation Corporation (i-SIPC) ohlawula umrhumo omncinci kwimali ephakanyisiweyo yokunika iziqinisekiso zakho. I-CircleUp ilungele ukuba iinkampani ezinjenge-Little Duck Organic, i-organic food producer efunyenwe ngemali eyi-890,000. Kaninzi "
05 we-07
MicroVentures
Isigaba sokuqala okanye utyalo-mali oluncinci lokuqalisa, lujolise kwiMakethe yeMakethe yeMakethe. I-MicroVentures yenkampani iyaziwa njengobungqina bobugcisa bezezimali kwi-crowdfunding, apho iqela lootyalo-mali lifaka imali encinci yemali-mali, ukusuka kwi-$ 1000 ukuya kwi-10 000 kwi-equity equity. I-MicroVentures, amalungu e-FINRA kunye ne-SIPC, inceda ukuqaliswa ngotyalo-mali ngezithunywa zamashishini ezikhoyo ezidinga phakathi kwe-$ 100,000 kunye ne-$ 500,000 kwinkunzi. Inkampani inomdla kwimibono ekhethekileyo kwi-intanethi ye-intanethi, ezentlalo, ezobuchwephesha obuhlaza, iselula kunye nokudlala ukubiza ezimbalwa. Kaninzi "
06 we-07
I-Miami Innovation Fund
Umzekelo wendlela yesithili yokuxhasa ngemali ibhizinisi lokukhula okuthembisayo lwenziwa kwiNkundla yaseMiami-Dade yaseFlorida ehlinzekwa nguMiami Innovation Fund. Abaphathi beengxowa-mali baxhomekeke kwi-teknoloji yolwazi, iiplani zedivayisi yeselula, isofthiwe yesicelo, ukuthengisa okusebenzisanayo kunye nemidiya, kunye ne-telecommunications. Ukuxhaswa ngemali yembewu encinci, imbewu yokuqala kunye nembewu yincinci yamanqanaba okutyalombela isicwangciso-mali esilungiselela oosomashishini kunye nabaphuhlisi bokuqala kwendoda yokutshala imali. I-Miami Innovation Fund incede inkampani yokuqalisa, i-VR iiLabs ekuqaleni kwenkxaso-mali yemveliso yophando kunye nophuhliso lweemveliso zeteknoloji ebhulogram phakathi kolwimi oluthethiweyo kunye nekhompyutheni yekhompyutheni kwiintetho zezwi. Kaninzi "
07 we-07
Kabbage
I-kabbage inikeza inkxaso-mali yexeshana elifutshane-mali kwiinkampani ezingenakufumana imali ngeebhanki zemveli. Abatyalo-mali be-Kabbage banikela kwi-$ 500 ukuya kwi-40,000 kwi-intanethi ukuze bakhulise ishishini lakho kwi-intanethi kumashishini amancinci e-ecommerce abathengisa kwiindawo ze-dotcom njenge-eBay, i-Amazon kunye ne-Intengo. Ukufumana imali ngokukhawuleza kwakusisiseko sokuqhubela phambili ezi nkampani ukuthenga i-inventory ukwenza i-intanethi yokuthengisa, njengenkampani ebizwa ngokuba yiiLatin Products, umthengisi wokutya okhethekileyo kunye nempahla. Abasebenzisi banokuhlawula iintlawulo zeenyanga ezintandathu ngeendleko zokuvavanywa, okanye ukuhlawula kwangethuba ukunciphisa iindleko zokuhlawula. Kaninzi "